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Microfinance: Need in Developed Countries - A Case Study of United Kingdom (UK)

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Dissertation Samples on Microfinance

Microfinance refers to the provision of banking services by poverty-concentrated financial institutions recognized as microfinance institutions (MFIs). The key services provided in this concern are loans, savings, pensions and insurance. With its success in developing countries several developed countries have also attracted towards it but confronts lots of issues in regard to its use and management.

In order to successfully complete this study some objectives were determined that help all through the research to link with research questions. First objective is to identify why developed countries have attracted towards microfinance and how it can help the developed countries. Second objective is to investigate whether microfinance programmes work well in developed countries as compare to developing countries. Third objective is to examine up to what extent microfinance is able to resolve the common issues in developed countries such as job training, additional education along with poverty. Forth objective is to evaluate that does microfinance is really a good concept for increasing entrepreneurs in the world. Fifth objective is to analyse the challenges and constraints microfinance facing in developed world.

In order to attain these objectives, the interpretivism and critical both philosophies were used along with the qualitative research approach. This research was completed with the use of both the primary and secondary research methods. As well, the case of UK was used along with face to face and semi structured interview. Data analysis and findings derived on the basis of collected data was also highlighted along with specific recommendations for UK to resolve issues related to the use of microfinance.

According to the research findings of the study, if developed countries make use of effective approach or program, they can significantly resolve issues related to the use of microfinance. An analysis of individuals need and external environment along with the development of understanding can also be very helpful for resolving underlying issues.

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